Business data analyst – credit risk (banking/financial services)

Werkgever:
Gazelle Global
Regio:
Utrecht
 
Functieomschrijving

Role Overview

We are looking for a Business Analyst with strong expertise in Credit Risk Management and a solid understanding of AI concepts (NLP, Generative AI, LLMs). The role requires hands-on experience in banking/financial services IT, data analysis, and business analysis methodologies. The ideal candidate will be a strategic thinker who can bridge business needs with IT solutions, collaborate with data science teams, and manage stakeholders across global teams.


Key Responsibilities

  • Collaborate with business and IT stakeholders to gather, analyze, and translate requirements into actionable solutions.
  • Support Credit Risk management initiatives including policy development, enhancement, and implementation.
  • Leverage AI concepts (NLP, Generative AI, LLMs) to drive innovative risk management solutions.
  • Perform data analysis using SQL and partner with data science teams to support model development and validation.
  • Ensure solutions align with banking regulatory requirements and internal IT architectures.
  • Participate in Agile delivery frameworks (SCRUM, DevOps, LEAN), ensuring timely and quality delivery of initiatives.
  • Manage cross-functional stakeholders, ensuring effective communication and alignment across business, IT, and compliance functions.
  • Create documentation, business process flows, and functional specifications to support solution delivery.
  • Provide insights into emerging AI/ML applications in financial services with a focus on Credit Risk.


Must-Have Skills & Qualifications

  • Bachelor’s or Master’s Degree in IT, Finance, Business, or a related discipline.
  • 5+ years of experience in banking and/or financial services IT.
  • Strong expertise in Credit Risk management (policy development or implementation).
  • Familiarity with AI concepts including NLP, Generative AI, prompting, and LLMs (e.g., OpenAI).
  • Experience with business analysis methodologies and IT architectures.
  • Proficiency in data analysis using SQL.
  • Experience collaborating with data science teams.
  • Proven stakeholder management and experience working in Agile delivery environments (DevOps, SCRUM, LEAN).
  • Excellent communication skills in English (both written and spoken).


Nice-to-Have Skills

  • Knowledge of Dutch language (not mandatory, but a plus).
  • Exposure to advanced AI/ML use cases in financial services.
  • Hands-on experience in risk data management and regulatory compliance.


Competencies

  • Business Analysis
  • Data Science (Digital)
  • PL/SQL